15 year conforming fixed

This loan has a fixed rate for 15 years.  The maximum loan amount is $417,000 for this loan product.  The rate never changes and the payments are fixed.  Rates shown are subject to change without notice.  The financial markets move very quickly and can change by the minute.  These rates are for a 30 day lock period and you must have completed a loan application before you can lock in the rate.  These rates also require a 740 or higher credit score.  They are available for purchase or refinance owner occupied transactions.  For your convenience, you can apply on line here or call 800-510-1109 with any questions.

Term: 15 years   Maximum Amount: $417,000

Rates Points APR
4.375% 2% 4.789%
4.625% 1.5% 4.964%
4.875% 1% 5.138%
5.375% 0% 5.486%
This best rate will require credit scores of 740 or greater and you must be able to verify your income and down payment.
Categories: company, finance, loan, money

Last week I had to get a ride home from work with my son

He was listening to a recent CD he got from Quixtar. It was all about the negitives of their business on the internet and how the speaker turned everything around to make the MLM look good. Exactly!!! — Steering you to the information They provide and want you to believe.
They have an answer for EVERYTHING! They don’t want anyone to think for themselves, yet we are the closed minded ones???

Categories: company, finance

Thanks to everyone who has responded to my post!

I am really getting a lot of information, although it IS discouraging to know that I can’t really help my sister with anything or get her to “see the light.”
Her friends have always been a strong influence, as are most peoples’ friends, and I think that the only way she’s going to break away from this is if she ends up losing enough money that her husband notices she’s at a loss. The friends are only going to push her further into it, and I’m sure that they are all in denial as well!

Mark, as for your comments… I feel like you are missing the point entirely. “I think it is a perfect way for your sister to involve you in something she is passionate about without putting on the pressure to buy. If you like it…you will get more I guess.”
Did you read my post? Maybe you missed the entire section that I stated she’s been pressuring me from day 1 about the business and becoming a part of it. I told her that I do NOT want to buy products, but that I would try to help her by asking my friends, who also said they would not like to buy or become distributors.

I also feel like you aren’t backing up arguments on this company being “viable.” Where are the facts that support this argument? I am eager to read them.

Categories: company, finance

The book might be a useful idea

but if you take it to a meeting, once you start handing it out, you’ll be asked to leave and they’re pretty much ready for that.

In most recruiting meetings they make a point of saying, “When you talk about this, people will tell you it won’t work. Do you want to know why? Because they’re jealous and want to steal your success.”

That one statement “inoculates” many people against any statements of reason that could go against the lies told in the recruitment meeting.

Categories: company, finance, MLM

Keep in mind that most of these MLM Teaching Systems

Train their people to look for the “hook” – that one thing that will appeal to any given person. I’m sure they told you how wonderful these opportunities would be for your kids – the great things you’d be able to do with and FOR them…..

Don’t beat yourself up too hard – a lot of skeptical people have been drawn in, too. You are in good company….LOL!!


Categories: company, money

Thank you for those words

I have been reading this blog for a bit and whilst all your comments make me smile or even laugh, this is the first one that has prompted me to reply. Thanks for the wisdom, I shall try to print them and stick them to my refrigerator

As an “authority on family” (I’m 55 and have 7 adult kids and 7grandkids) – I want to assure all of you that family will NOT wait. Your “time” to influence your kids/set a parenting example/be involvedin their lives/teach them to love and show compassion for othershappens in the blink of an eye.Even in a “perfect” family where the father works 8-to-5, and themother may or may not work…there’s still scant time to spend withyour kids. For every night a parent is prospecting; for every weekendthe parents spend at a “function”….there’s one less opportunity foryour kids to learn something. If they haven’t learned important lifeskills by the time they’re 18 or so….they will be at a disadvantagewhen they leave the nest – and what loving parent wants to do that totheir child????

Categories: company, debt, finance, money